Your Guide to Buying Property in Mexico From The USA
From MEX (624) 142 6039
From US (949) 200 6640

Your Guide to Buying Property in Mexico From The USA

Category: Investors

Todos Santos Overview

Investing in property in Mexico is an exciting opportunity for Americans. Not least of all, those who looking to expand an existing investment portfolio. This article will help you to understand and overcome the processes, fees, strategies, and challenges involved.

The Legalities

Before investing in property anywhere in Mexico, you need to better understand the legal processes. First, foreign nationals are allowed to own property in Mexico, however, the property should be outside of "restricted zones". These zones are 100km areas along the coasts and borders of Mexico. If a property that you are interested in falls within a restricted zone, you will need a ‘’Fideicomiso” to buy there. This enables a Mexican bank of your choice to act as the purchaser of the property. The bank is the "trustee," and you are the "beneficiary".

Second, it's important to have a trusted and experienced attorney and a reputable, local real estate agent to guide you through the process of buying property in Mexico.

Potential fees

When investing in property in Mexico, there are several potential fees to consider. The obvious one is the cost of the property itself, which can vary depending on location and other factors. There may also be fees associated with obtaining a Mexican bank trust (as described above). Additionally, there may be fees due for property taxes, maintenance, and utilities.


Investing in property in Mexico presents some challenges – but none that should discourage you. The legal system in Mexico is different from the in the United States, and, for those not familiar with it, it can seem somewhat complex. It's important to have your attorney and the real estate agent to guide you through the legal process.

Cultural and language barriers can present some stumbling blocks when investing in property in Mexico. So, it is important to work with local partners who can help you navigate these barriers.

Investment strategies

There are several investment strategies for Americans to consider when investing in property in Mexico. One strategy is to invest in a rental property for tourists or for long-term tenants. This provides a steady stream of income and can cover the cost of the property itself. Another strategy is to purchase a property with the intention of using it as a personal vacation or retirement home.

Location is Key

As with anywhere else in the world, investing in property in Mexico, location is crucial. Some of the most popular locations for Americans include Los Cabos, Puerto Vallarta, and Cancun. These locations offer beautiful beaches, vibrant nightlife, and a variety of cultural attractions. It's important to research different locations and consider factors such as proximity to airports, local amenities, and the market locally for rentals.


By doing thorough research, working with trusted attorneys and local partners, and considering different investment strategies and locations, investors can make informed decisions and potentially enjoy a very profitable investment in Mexico.

How Baja Smart Can Help

Choosing the right Mexican real estate agent can provide invaluable expertise and assistance throughout the entire process of investing in property in Mexico. Baja Smart are long-established experts in helping US investors to find the right property. We can work closely with your legal team to ensure that all aspects of the transaction are properly handled.

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From MEX 624 142 6039 | From US (949) 200 6640 | Email:

The offer price is in USD dollars, current currency of the USA, in accordance with Art8 of the Monetary Law in force, the deed value will be in national currency at the exchange rate of the signing before a Notary Public. In accordance with NOM 247 of Profeco, the prices published in national currency are for information use only, resulting from the arithmetic multiplication of $17.21 per US dollar. Payment method: Cash. Financing not available.

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